Government Employees Insurance Company Auto Claims
GEICO offers a range of auto insurance coverage options to protect policyholders from financial losses resulting from accidents, theft, or other covered events. These coverage options include:
- Liability coverage: Covers damages or injuries caused to others or their property in an accident you are at fault for.
- Collision coverage: Covers damages to your own vehicle in an accident, regardless of fault.
- Comprehensive coverage: Covers damages to your vehicle from events other than collisions, such as theft, vandalism, or natural disasters.
- Uninsured/underinsured motorist coverage: Covers damages or injuries caused by drivers who are uninsured or underinsured.
- Personal injury protection (PIP): Covers medical expenses and lost wages for you and your passengers, regardless of fault.
To file a claim with GEICO, you can:
- Call the GEICO claims hotline: 1-800-841-3000
- File a claim online: Visit the GEICO website and click on the “File a Claim” link.
- Visit a local GEICO office: Find the nearest GEICO office using the online locator.
When you file a claim, you will need to provide the following information:
- Your policy number
- The date, time, and location of the accident
- The names and contact information of the other drivers involved
- A description of the accident
- Photos of the damage to your vehicle
GEICO will then investigate your claim and determine the amount of benefits you are entitled to. You can track the status of your claim online or by calling the GEICO claims hotline.
Some common auto insurance claims filed with GEICO include:
- Collisions with other vehicles
- Single-vehicle accidents
- Theft
- Vandalism
- Natural disasters
GEICO Auto Claims Phone Number
If you’ve been involved in a car accident, reporting it to your insurance company is essential. GEICO makes it easy to report an auto claim with their dedicated phone line.
GEICO Auto Claims Phone Number
The dedicated phone number for reporting auto claims to GEICO is 1-800-841-3000.
Hours of Operation
The GEICO auto claims phone line is available 24 hours a day, 7 days a week.
Alternative Methods of Contacting GEICO
In addition to calling the auto claims phone number, you can also report a claim online or through the GEICO mobile app.
GEICO Auto Claims Process
Filing an auto claim with GEICO is a straightforward process designed to help you get back on the road quickly and efficiently. Here’s a step-by-step guide to help you navigate the process:
Filing a Claim
To initiate a claim, you can either report it online, over the phone, or through the GEICO mobile app. You’ll need to provide basic information such as your policy number, the date and time of the accident, and a brief description of what happened.
Documenting the Claim
To support your claim, it’s essential to gather necessary documentation. This may include:
- Police report
- Medical records
- Photos of the damage
- Witness statements
Submitting the Claim
Once you have gathered the required information and documentation, you can submit your claim. You can do this online, by mail, or by fax. GEICO will review your claim and may request additional information if needed.
Claim Investigation
GEICO will investigate your claim by gathering evidence and assessing the damage. They may contact you for further information or to schedule an inspection of your vehicle.
Claim Settlement
After the investigation, GEICO will determine the value of your claim and make a settlement offer. If you accept the offer, GEICO will issue payment and assist you with repairs or replacement of your vehicle.
GEICO Auto Claims Coverage
GEICO offers a range of coverage options to meet the diverse needs of its policyholders. Understanding the different types of coverage included in GEICO auto insurance policies is crucial for maximizing protection and ensuring adequate financial support in the event of an auto accident.
The primary coverage options offered by GEICO include:
Liability Coverage
- Bodily Injury Liability: Covers expenses related to injuries sustained by others in an accident caused by the policyholder.
- Property Damage Liability: Covers damages caused to property belonging to others in an accident caused by the policyholder.
Collision Coverage
Covers damages to the policyholder’s own vehicle, regardless of fault, in the event of a collision with another vehicle or object.
Comprehensive Coverage
Covers damages to the policyholder’s own vehicle caused by events other than collisions, such as theft, vandalism, or natural disasters.
Uninsured/Underinsured Motorist Coverage
- Uninsured Motorist Bodily Injury: Covers expenses related to injuries sustained by the policyholder or passengers in an accident caused by an uninsured driver.
- Underinsured Motorist Bodily Injury: Covers expenses related to injuries sustained by the policyholder or passengers in an accident caused by a driver with inadequate liability coverage.
Medical Payments Coverage
Covers medical expenses incurred by the policyholder and passengers, regardless of fault, in the event of an auto accident.
Personal Injury Protection (PIP)
Provides coverage for lost wages, medical expenses, and other costs related to injuries sustained by the policyholder or passengers in an auto accident, regardless of fault.
GEICO Auto Claims Discounts
GEICO offers a wide range of discounts to its auto insurance policyholders. These discounts can help you save money on your monthly premiums, so it’s worth taking the time to see if you qualify for any of them.
Here are some of the most common GEICO auto claims discounts:
Good Driver Discount
This discount is available to drivers who have a clean driving record. To qualify, you must have no at-fault accidents or moving violations within the past three years.
Multi-Policy Discount
This discount is available to customers who have multiple insurance policies with GEICO. The more policies you have, the greater the discount you’ll receive.
Safe Driver Discount
This discount is available to drivers who complete a GEICO defensive driving course. The course teaches drivers how to avoid accidents and reduce their risk of being involved in a collision.
Loyalty Discount
This discount is available to customers who have been with GEICO for a certain period of time. The longer you’re with GEICO, the greater the discount you’ll receive.
Student Discount
This discount is available to full-time students who are under the age of 25. To qualify, you must have a good driving record and be enrolled in an accredited school.
Military Discount
This discount is available to active duty military members, veterans, and their families. To qualify, you must provide proof of your military service.
| Discount | Eligibility Requirements | Discount Amount |
|---|---|---|
| Good Driver Discount | No at-fault accidents or moving violations within the past three years | Up to 25% |
| Multi-Policy Discount | Multiple insurance policies with GEICO | Up to 15% |
| Safe Driver Discount | Completion of a GEICO defensive driving course | Up to 10% |
| Loyalty Discount | Customer has been with GEICO for a certain period of time | Up to 10% |
| Student Discount | Full-time student under the age of 25 with a good driving record | Up to 10% |
| Military Discount | Active duty military member, veteran, or family member | Up to 15% |
