Global Coverage
The Global Rescue travel insurance policy provides comprehensive coverage for travelers worldwide, ensuring peace of mind and protection during international adventures.
Coverage is extended to an extensive network of countries and regions, including popular destinations, remote areas, and even high-risk zones. The policy ensures that travelers are protected in case of medical emergencies, trip delays, lost luggage, and other unforeseen events.
Countries and Regions Included
- Europe (all countries)
- North America (United States, Canada, Mexico)
- South America (all countries)
- Asia (all countries)
- Africa (all countries)
- Australia and New Zealand
- Antarctica
Countries and Regions Excluded
- Cuba
- Iran
- North Korea
- Syria
Covered Events
Global Rescue’s travel insurance offers coverage for a wide range of emergencies and events that can arise during your travels.
The insurance covers medical emergencies, natural disasters, political unrest, and other eligible events that can disrupt your trip or put your safety at risk.
Medical Emergencies
Medical emergencies are a primary concern when traveling abroad. Global Rescue’s insurance provides coverage for unexpected medical expenses, including:
- Hospitalization
- Doctor visits
- Emergency transportation
- Medications
Natural Disasters
Natural disasters, such as earthquakes, hurricanes, and floods, can occur unexpectedly and cause significant damage and disruption.
Global Rescue’s insurance covers expenses related to natural disasters, including:
- Evacuation from affected areas
- Temporary accommodation
- Lost or damaged belongings
Political Unrest
Political unrest, including civil unrest, riots, and coups, can pose a threat to travelers.
Global Rescue’s insurance provides coverage for expenses related to political unrest, including:
- Evacuation from affected areas
- Security escorts
- Lost or damaged belongings
Other Eligible Events
In addition to the above, Global Rescue’s insurance also covers other eligible events, such as:
- Trip delays
- Lost luggage
- Missed connections
- Legal assistance
Medical Benefits
The Global Rescue Travel Insurance provides comprehensive medical coverage to ensure your well-being during your travels. Whether you encounter unexpected illnesses or injuries, the insurance offers a range of benefits to safeguard your health and financial security.
Hospitalization
The insurance covers the costs of hospitalization, including room and board, medical procedures, and necessary medications. Coverage is subject to policy limits, which vary depending on the plan you choose.
Medical Expenses
The insurance reimburses eligible medical expenses incurred during your trip, such as doctor’s visits, prescription medications, and emergency dental care. Coverage is subject to deductibles and co-pays, as Artikeld in your policy.
Emergency Evacuation
In case of a medical emergency, the insurance provides coverage for medically necessary evacuation to the nearest appropriate medical facility. This includes transportation by air, ground, or sea, as well as the costs of medical escort and interpreter services.
Travel Assistance
Global Rescue’s travel assistance goes beyond medical coverage, providing a comprehensive range of non-medical services to ensure a smooth and worry-free trip.
From trip cancellation and lost luggage to emergency assistance, Global Rescue offers a wide array of services to protect travelers against unforeseen events.
Trip Cancellation
Global Rescue provides trip cancellation coverage, reimbursing travelers for prepaid, non-refundable trip expenses if they are forced to cancel their trip due to covered events, such as illness, injury, or natural disasters.
Lost Luggage
In the event of lost or stolen luggage, Global Rescue offers assistance in locating and recovering lost items. They also provide compensation for essential items purchased while waiting for luggage to be recovered.
Emergency Assistance
Global Rescue’s 24/7 emergency assistance team is available to provide immediate support in case of an emergency. They can arrange for medical evacuation, transportation, and other necessary services.
To access these services, members can contact Global Rescue’s emergency assistance hotline at +1 (617) 459-4200.
Eligibility and Exclusions
To qualify for coverage under Global Rescue’s travel insurance policy, individuals must meet certain eligibility requirements.
Age Restrictions
Coverage is available to individuals between the ages of 18 and 85 years old. Minors under the age of 18 can be covered as dependents under a parent or guardian’s policy.
Pre-Existing Conditions
Pre-existing medical conditions may affect coverage. It is important to disclose any pre-existing conditions when applying for coverage. Coverage for pre-existing conditions may be subject to additional premiums or limitations.
Other Factors
Other factors that may affect coverage include the destination of travel, the duration of the trip, and the activities planned. It is important to carefully review the policy terms and conditions to ensure that the coverage meets individual needs.
Exclusions and Limitations
There are certain events and activities that are not covered under the Global Rescue travel insurance policy. These exclusions include:
- Intentional self-inflicted injuries or acts of suicide
- Acts of war or terrorism
- Illegal activities
- High-risk activities, such as skydiving or bungee jumping
- Pre-existing medical conditions that are not disclosed on the application
- Travel to certain high-risk destinations
It is important to carefully review the policy terms and conditions to understand the full extent of coverage and exclusions.
Policy Terms and Conditions
Understanding the terms and conditions of your travel insurance policy is crucial to ensure you’re adequately protected during your travels. This section will provide an overview of key policy details, including duration, renewal options, and cancellation procedures.
Policy Duration
Travel insurance policies typically have a specified duration, which is the period of time during which you are covered. The duration can vary depending on the policy and your travel plans. Some policies offer short-term coverage for a single trip, while others provide longer-term coverage for multiple trips within a year.
Renewal Options
Once your policy expires, you may have the option to renew it. Renewal options and procedures vary among insurers. Some policies allow for automatic renewal, while others require you to manually renew your coverage. It’s important to review your policy carefully to understand the renewal process and any associated fees.
Cancellation Procedures
If you need to cancel your travel insurance policy, you should contact your insurer as soon as possible. Cancellation procedures and refund policies vary depending on the insurer and the reason for cancellation. Some policies may offer a full refund if you cancel within a certain period, while others may charge a cancellation fee.
| Feature | Description |
|---|---|
| Policy Duration | Specified period of time during which you are covered |
| Renewal Options | May include automatic or manual renewal |
| Cancellation Procedures | Contact insurer promptly, fees may apply |
Comparison to Other Policies
The Global Rescue travel insurance policy stands out among similar products offered by competitors due to its comprehensive coverage, competitive premiums, and exceptional customer service.
When comparing coverage, the Global Rescue policy provides a wider range of benefits, including emergency medical evacuation, trip cancellation and interruption, and lost luggage protection. It also offers higher coverage limits than many competing policies, ensuring that travelers are adequately protected in the event of an emergency.
Premiums
In terms of premiums, the Global Rescue policy is competitively priced compared to other top-rated travel insurance providers. The cost of coverage varies depending on factors such as the traveler’s age, destination, and trip duration, but Global Rescue consistently offers competitive rates without sacrificing coverage.
Customer Reviews
Customer reviews consistently praise Global Rescue for its responsive customer service and timely claims processing. Travelers have reported positive experiences with the company’s emergency assistance team and have appreciated the ease of filing and resolving claims.
| Feature | Global Rescue | Competitor A | Competitor B |
|---|---|---|---|
| Emergency Medical Evacuation | Up to $1 million | $500,000 | $750,000 |
| Trip Cancellation/Interruption | Up to $10,000 | $5,000 | $7,500 |
| Lost Luggage Protection | Up to $2,500 | $1,500 | $2,000 |
| Premiums | Competitive | Slightly higher | Slightly lower |
| Customer Reviews | Excellent | Good | Fair |
Choosing the Right Policy
Choosing the right global rescue travel insurance policy is essential for ensuring comprehensive protection during international travel. Consider the following factors when selecting a policy:
Coverage Needs: Determine the types of coverage you require, such as medical expenses, trip cancellation, lost luggage, and emergency evacuation. Assess your risk exposure and tailor your coverage accordingly.
Budget: Travel insurance premiums vary depending on the level of coverage and policy limits. Establish a realistic budget and compare quotes from different providers to find the best value for your money.
Personal Circumstances: Consider your age, health, travel habits, and destination when selecting a policy. Some policies may have age restrictions or exclusions for pre-existing medical conditions.
